David Reed

Mortgages 101 tells you absolutely everything you need to know about finding and securing the best loan. Accessible and to-the-point, this book gives you essential formulas, showing you how to save money by: understanding key terms like ARMs and hybrids--and reading what's in the fine print, imoproving your credit score to increase your borrowing power, using technology to get the lowest interest rates, maximizing your return-on-investment, and cutting...

Explains the fine points of dry-stacked and dry-laid stonework, including gathering tools, selecting materials, and shaping the stones while offering instructions for stacking a stone retaining wall and laying a courtyard with fieldstone